If the bank required you to pay all the costs of formalizing your mortgage, you may claim and recover your money. At Rúa Abogados we help you identify and claim back those amounts that, by law, you were not required to pay.
Call us now, with no obligation, to find out if you can claim back your mortgage expenses.
Mortgages signed before 2019:
Mortgages signed after March 2019 (Real Estate Credit Contracts Act);
Yes. The nullity of an abusive clause is imprescriptible: you may claim even if the mortgage has been paid off, cancelled, or dates back more than 20 years. The time limit to demand reimbursement of improperly charged expenses only begins once a judge declares the clause null and void.
Yes. The courts are requiring banks to reimburse clients for improperly charged mortgage expenses. In fact, many banks are refunding amounts following extrajudicial claims, without the need for court proceedings.
For more information, please do not hesitate to contact us. We will review your case free of charge and without any obligation.
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